OUT OF NETWORK PROVIDER

What Is An Out-Of-Network Provider?

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• We are an Out-of-Network Provider. As an out-of-network provider, we do not bill insurance companies directly. However, your psychotherapy services may qualify for reimbursement through out-of-network benefits, medical spending, or health care savings accounts.

• Many health insurance plans typically reimburse 50-80% of costs after your deductible is met, but this can vary. To get started, we recommend contacting your insurance provider to ask about reimbursement for out-of-network counseling services.

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Be sure to check your coverage by asking these questions

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• Do I have mental health insurance benefits?

• What is my deductible, has it been met?

• How many sessions per year does my health insurance cover?

• What is the coverage amount per therapy session? 

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Reasons to Pay Out of Pocket

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• Many clients prefer not to involve insurance companies in their mental health care, as this allows for more flexibility in their counseling without restrictions on diagnosis, treatment plans, or session limits.​

• For therapy services to be eligible for insurance coverage, a mental health diagnosis is required, which will be included in your permanent healthcare record. This may have implications, such as potential denials for quality life or health insurance in the future.

Furthermore the insurance company keeps extensive information about you, and they reserve the right to review your records at their discretion. By opting for private payment, clients can enjoy a higher level of and control over their mental health records, as these records are not subject to insurance reporting or random compliance audits in accordance with state law.